Already have an existing equity release plan?

Already have an existing equity release plan?

  Did you know that once you have had your existing equity release plan for 12 months you can look into changing it to see if you could access a better deal that wasn’t previously available to you?   We can review your existing plan for free and with no–obligation to proceed – simply call

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A Comparison Of Equity Release Rates In The UK

A Comparison Of Equity Release Rates In The UK

Are you a homeowner over the age of 55 and thinking about equity release? Below is a list of some of the most competitive rates available on the market today. To view features of the products, check your eligibility and find out how much tax free cash you could release, click ‘More Info’. If your

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How to successfully job hunt after 50

How to successfully job hunt after 50

Finding a new job after 50 can feel daunting. There are unique challenges that you simply don’t face when you are younger – your job-hunting skills may be rusty, your industry could be changing or you could be worried about potential age discrimination. But whether you want to change careers, are looking to get back

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Lump sum vs drawdown 

Lump sum vs drawdown 

Lump sum vs drawdown  When considering equity release, it’s important to understand your options, including the flexibility of how you get your tax-free cash With a lifetime mortgage, the most popular form of equity release, you can receive your money in a few ways, two of which are a lump sum or a drawdown.  

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Top 10 equity release tips

Top 10 equity release tips

Top 10 tips   Consider your alternatives   We know that what’s right for some of us in retirement is not always the case for others. That’s why, if you decide to contact Giraffe Equity Release your local equity release advisers, they’ll ensure you consider alternative options. Some alternatives to equity release:   Downsizing – Selling

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How can I pay off my existing mortgage in retirement?

How can I pay off my existing mortgage in retirement?

By paying off your existing mortgage before retirement, you could free up money to spend on the things that you need and want. But what happens if you haven’t paid it off by the time you’re done with working life? Is it still possible to pay off your mortgage in retirement and feel more financially

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Who’s helping the Bank of Mum, Dad, Gran and Grandad?

Who’s helping the Bank of Mum, Dad, Gran and Grandad?

The past 12 months have been challenging ones for first-time buyers. Reduced salaries due to furlough, redundancies and restrictions on low-deposit mortgage options have made it even harder for young people to secure a mortgage. So it’s no surprise that loved ones have turned to family for help. But what about the parents & grandparents

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Will equity release affect your eligibility for benefits?

Will equity release affect your eligibility for benefits?

Giraffe Equity Release will always help our customers understand the ins and outs of equity release. This includes how it may affect your entitlement to mean-tested benefits. Thousands of people have decided that equity release is right for them with a significant number securing a more financially stable future. However, doing this when you get

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Releasing equity from a buy-to-let property or portfolio of buy-to-let properties

Releasing equity from a buy-to-let property or portfolio of buy-to-let properties

A buy-to-let property is one that is not occupied by the owner and is let-out under an Assured Shorthold Tenancy Agreement (AST). Whether you have a single buy-to-let property or you have an established property portfolio, you may be able to use equity release as a way to raise funds. As part of the application

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Using Equity Release to purchase a new property

Using Equity Release to purchase a new property

The process of using Equity Release to buy a new home Picture this. You would like to move to your forever home, but it is out of your budget. You have an existing mortgage which you would like to pay off, rather than borrowing more, and having larger monthly payments to commit to at this

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