If you want to unlock the potential in your home to give you some extra cash to boost your retirement income, help your family or enjoy that once-in-a-lifetime holiday, then our Equity Release experts are on hand to help.
We are forward-thinking, dynamic and trusted equity release advisers operating across the South West from our Truro, Plymouth, Exeter and Bristol offices. We help people across the country, aged 55 to 85, to unlock the potential in their homes.
From our HQ in Truro, Cornwall, we offer fully independent advice from the whole of the market. We find a solution that is right for your needs. If it isn’t right for you and your family, then we’ll tell you.
Our founders, who have vast experience and knowledge of the financial services industry, noticed a demand from clients to provide much-needed high quality, individually tailored support for people discovering equity release for the first time.
- We work closely with you and your family to ensure this is right for you
- You can visit us at our Truro, Plymouth and Exeter offices. Or we can visit you for a FREE initial consultation.
- You’ll have your own expert adviser at every stage of the process
- We look at the whole market to find a product that suits your needs
- The final decision is with you and your family
All of our advisers hold all relevant qualifications to provide expert advice to their clients.
The Giraffe guarantee: If equity release is not right for you and your family, we’ll tell you.
There are so many areas of life where having some extra cash could really help you and your family.
- Boosting your income in retirement
- Helping your children financially
- Carrying out home improvements
- Clearing interest-only mortgages
- Grandchildren’s university fees
- Booking that once-in-a-lifetime holiday or just enjoying life
I decided to use a lifetime mortgage in order to purchase a more suitable home for myself in retirement. I wanted to buy a brand new flat, but it was more expensive than my current property, so was advised that equity release could be used to help. I took a lifetime mortgage on the new flat and this covered the balance I needed to buy it after selling my old home. I am absolutely over the moon in my new flat and cannot thank the advisers at Giraffe enough. I will be recommending them to all of my friends!
We used equity release to pay off our current interest only mortgage which was due to expire and therefore be repaid to the lender. We had no means to repay this until we were advised that a lifetime mortgage could be used to clear the balance and let us remain in our family home as we did not want to downsize. We now service the interest on a lifetime mortgage, which is great as we know exactly how much debt will remain. We both could not fault the service we received from our Giraffe adviser who took their time explaining the ins and outs of the products, and answered all of our questions efficiently.
I unfortunately lost my husband unexpectedly, and as his pensions ceased on his death, I did not have sufficient income to maintain my standard of living. I therefore used a lifetime mortgage to release funds from my house, which now provide an income for me in my retirement. The service I received from my allocated adviser was second to none and they understood my situation, taking time to explain all of my options. I can now continue to live in my house and pay my bills, as well as continue my membership at my local golf club!
I decided to release some of the equity in my home because I wanted to help my daughter get on the property ladder by giving her the cash for a deposit. I also chose to use some of the funds released to have a new kitchen and bathroom fitted, which I’m now delighted with. The whole process was made effortless as I was able to speak to the same adviser throughout, who explained everything to me in detail.
Which providers do you use?
The main providers in the market are: Just Retirement, Aviva, Legal and General, Retirement Advantage, More 2 Life, Pure Retirement, Hodge Lifetime and Liverpool Victoria.
More providers are joining the market due to client demand and our equity release specialists have access to the whole market to ensure you get the best deal for you.