A Comparison Of Equity Release Rates In The UK

Are you a homeowner over the age of 55 and thinking about equity release? Below is a list of some of the most competitive rates available on the market today.

To view features of the products, check your eligibility and find out how much tax free cash you could release, click ‘More Info’.

If your enquiry is more general, or you are thinking about switching an existing equity release plan to get a better rate, click on ‘Ask An Adviser’ for a no obligation response to your question.

(Rates correct August 2021)

       Provider                           Product  Fixed                            Rate


Pure Retirement               Classic Super Life                           2.62%*More Info

More 2 Life                     Flexi Choice Ultra Lite                       2.62%*More Info

AVIVA                           Lifestyle Flexible Option                      2.68%*More Info

Canada Life                      Lifestyle Lite Flexi                            2.70%*More Info

Legal & General             Premier Flexible Black                      2.81%*More Info

Liverpool Victoria               Drawdown+ Lite                            3.04%*More Info

Just                         Just For You Lifetime Mortgage                3.70%*More Info


Do you have a question about lifetime mortgages? Just want some general information? Click Here to ask an adviser.


The products shown are a selection of different flexible lifetime mortgages. Drawdown lifetime mortgages such as these allow you to take an initial lump sum with a pre-authorised amount that can be accessed whenever required. There are many more retirement mortgage product types are available from your trusted advisor which you may be eligible for. These include lump sum, voluntary payment, interest only and income.

*Subject to terms and conditions. Enquire for more details

Call Giraffe equity release on 0800 622 6414 or send an enquiry here